Terms of Service

Last updated: 27 April 2026

1. Introduction and Acceptance of Terms

Welcome to Metalyzi. These Terms of Service ("Terms") govern your access to and use of the Metalyzi platform, including our website at www.metalyzi.co.uk, applications, tools, reports, and all related services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you must not use the Service.

These Terms constitute a legally binding agreement between you and Metusa Property Ltd, trading as Metalyzi. Please read them carefully before using the Service.

2. About Us

Metalyzi is a trading name of Metusa Property Ltd, a company registered in England and Wales under company number 15651934. Our registered office is at 9D Worrall Street, Salford, Manchester, M5 4TZ, United Kingdom. You can contact us at contact@metalyzi.co.uk or by telephone at +44 7949 588127.

3. Definitions

In these Terms, the following definitions apply:

4. Account Registration and Security

To access certain features of the Service, you must register for an Account. When registering, you agree to:

We reserve the right to suspend or terminate any Account that we reasonably believe has been compromised or is being used in violation of these Terms.

5. Service Description

Metalyzi provides an AI-powered property investment analysis platform. The Service enables Users to input property deal data and receive automated analysis, including but not limited to:

We may update, modify, or discontinue features of the Service at any time. We will endeavour to provide reasonable notice of any material changes.

6. Not Financial Advice

The Service does not constitute financial advice, investment advice, tax advice, legal advice, or any other form of regulated advice. Metalyzi is not authorised or regulated by the Financial Conduct Authority (FCA) and does not carry out any regulated activities within the meaning of the Financial Services and Markets Act 2000 (FSMA 2000).

All Analyses and Reports generated by the Service are for informational and educational purposes only. They are based on data you provide and publicly available information, and are generated using automated algorithms and artificial intelligence. The outputs should not be relied upon as the sole basis for any investment, financial, or purchasing decision.

You should always seek independent professional advice from a suitably qualified and FCA-regulated financial adviser, solicitor, surveyor, or accountant before making any property investment decision. Past performance indicators and projections included in any Report do not guarantee future results. Property values can go down as well as up, and you may not recover the amount of your original investment.

You acknowledge and agree that any investment decision you make is entirely at your own risk, and Metusa Property Ltd accepts no liability for any loss or damage arising from your reliance on information provided by the Service.

7. Subscription Plans and Payment

Metalyzi offers several Subscription plans, each providing different levels of access and usage allowances. The current plans are:

Subscription fees are billed in advance on a monthly recurring basis unless otherwise stated. All prices are quoted in British Pounds Sterling (GBP) and are inclusive of VAT where applicable. We reserve the right to change our pricing at any time, provided that we give you at least 30 days' notice before any price increase takes effect on your Account.

All payments are processed securely through Stripe, our third-party payment processor. By providing your payment details, you authorise Stripe to charge your chosen payment method for the applicable Subscription fees. We do not store your full payment card details on our servers. Your use of Stripe is subject to Stripe's own terms of service and privacy policy.

8. Free Trial and Cancellation

We may from time to time offer a free trial period for certain Subscription plans. If a free trial is offered, you will not be charged during the trial period. At the end of the trial, your Subscription will automatically convert to a paid plan unless you cancel before the trial expires.

You may cancel your Subscription at any time through your Account settings or by contacting us at contact@metalyzi.co.uk. Upon cancellation, your Subscription will remain active until the end of the current billing period. You will not be charged for subsequent billing periods after cancellation. No partial refunds are given for unused portions of a billing period, except where required by law.

9. Refund Policy

Our full refund policy is set out on our Refund Policy page. Under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, you have the right to cancel your Subscription within 14 days of the date of purchase (the "cooling-off period") and receive a full refund, provided that you have not consumed or used any paid Analyses or Reports during that period. If you have requested that the Service begin during the cooling-off period and you subsequently exercise your right to cancel, you may be charged a proportionate amount for the services already provided up to the point of cancellation.

10. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, icons, images, software, code, algorithms, data compilations, report templates, and the overall design and structure of the platform, are the exclusive property of Metusa Property Ltd or its licensors and are protected by United Kingdom and international copyright, trade mark, and other intellectual property laws.

You retain all rights to the data and information you input into the Service ("User Data"). By using the Service, you grant Metusa Property Ltd a limited, non-exclusive, royalty-free licence to process your User Data solely for the purpose of providing the Service to you. We will not sell, share, or otherwise disclose your User Data to third parties except as described in our Privacy Policy.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any part of the Service or its content without our prior written consent, except as expressly permitted by these Terms or by applicable law.

11. Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You must not:

We reserve the right to investigate and take appropriate action, including suspension or termination of your Account, if we reasonably believe you have violated these acceptable use provisions.

12. Data Protection

We take the protection of your personal data seriously. Our collection, use, and storage of your personal information is governed by our Privacy Policy, which forms part of these Terms. By using the Service, you consent to the collection and processing of your data as described in our Privacy Policy.

We process personal data in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. For full details on your rights as a data subject, including your rights to access, rectify, erase, restrict processing, data portability, and object to processing, please refer to our Privacy Policy.

13. Limitation of Liability

To the maximum extent permitted by applicable law:

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under applicable law.

14. Indemnification

You agree to indemnify, defend, and hold harmless Metusa Property Ltd, its directors, officers, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with: (a) your use of the Service; (b) your breach of these Terms; (c) your violation of any applicable law or regulation; (d) any investment or financial decision you make based on information obtained through the Service; or (e) any dispute between you and a third party relating to your use of the Service.

15. Termination

We may suspend or terminate your Account and access to the Service immediately, without prior notice or liability, if we reasonably believe that you have breached these Terms, engaged in fraudulent or illegal activity, or if we are required to do so by law.

You may cancel your Account and terminate these Terms at any time by contacting us at contact@metalyzi.co.uk or through your Account settings. Upon termination, your right to use the Service will cease immediately. Any provisions of these Terms that by their nature should survive termination shall continue to apply, including but not limited to intellectual property provisions, limitation of liability, indemnification, and governing law.

Upon termination, we may retain your data for a reasonable period in accordance with our Privacy Policy and applicable law, after which it will be securely deleted.

16. Modifications to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will provide at least 30 days' notice by posting the updated Terms on the Service and, where practicable, by notifying you via the email address associated with your Account.

Your continued use of the Service after the effective date of any modifications constitutes your acceptance of the updated Terms. If you do not agree to the revised Terms, you must stop using the Service and cancel your Account before the changes take effect.

17. Governing Law

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of England and Wales.

18. Dispute Resolution

In the event of any dispute arising out of or in connection with these Terms, you agree to first attempt to resolve the matter informally by contacting us at contact@metalyzi.co.uk. We will make reasonable efforts to resolve any complaint or dispute within 30 days of receipt.

If the dispute cannot be resolved informally, the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms. Nothing in this clause affects your statutory rights as a consumer, including your right to bring proceedings in the courts of the country in which you are domiciled.

19. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid, legal, and enforceable, while preserving the original intent of the parties as closely as possible.

20. Entire Agreement

These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and Metusa Property Ltd with respect to your use of the Service. These Terms supersede all prior and contemporaneous agreements, proposals, representations, and understandings, whether oral or written, between you and us regarding the Service.

No failure or delay by us in exercising any right, power, or remedy under these Terms shall operate as a waiver of that right, power, or remedy.

21. Contact Us

If you have any questions, concerns, or complaints about these Terms or the Service, please contact us: